Paying using Shop Pay Installments
Customers who live in the United Kingdom are able to choose to finance their purchases using Shop Pay Installments. This allows you to split your purchase into monthly payments - No late or hidden fees.
How it works
- Add items to your cart.
- Check out with Shop Pay.
- Choose the option to pay in instalments.
Your first payment is due at checkout. The remaining payments are automatically charged to your card saved on Shop Pay based on the payment plan you chose. Don't worry, you'll get an email reminder before each payment to remind you.
FAQ
Which payment methods are accepted if I use the option to pay in instalments on Shop Pay?
Debit cards are accepted as a payment method for Shop Pay Installments orders in all countries. In some countries, credit cards might also be an available payment method for certain Shop Pay Installments orders.
Can I use Shop Pay Installments if I'm an international customer?
Shop Pay Installments is available only to customers who reside in the United Kingdom that have a United Kingdom mobile phone number, and use a payment card with a United Kingdom billing address.
Is there a limit to how much I can spend on a single Shop Pay Installments order?
Yes. In the United Kingdom, the order value limit is £30,000 GBP including discounts, shipping, and taxes.
Can I buy gift cards with Shop Pay Installments?
You can't purchase gift cards using Shop Pay Installments. If you want to purchase gift cards along with Shop Pay Installments eligible products, then you need to place two separate orders.
Are there late fees?
No, there are no late fees if you miss a scheduled payment.
What if I miss an instalment payment?
There are no late fees for customers who miss a scheduled payment. However, partial payments or late payments might impact your credit score, or your eligibility to use Shop Pay Installments in the future.
If you have questions about a missed instalment payment, then visit Affirm’s Shop Pay Installments Help Centre for customers in the United Kingdom.
What if I make a return on a purchase made through instalments with Shop Pay?
Before you request a refund, please visit our returns & refunds guide. If a return is possible, then we will advise how much the refunded amount will be. After your refund is processed, the refund amount will be applied to your original payment method within 3-10 business days and your balance will be updated.
If your refund is less than your total purchase balance, then it might not lower your next payment. Instead, you can expect fewer payments, a smaller final payment, or both.
If your refund is more than your purchase balance, then the difference is returned to your original payment method within 3-10 business days.
If your order is made with interest payments, then the paid interest isn't refunded. When you make payments, the funds are first applied to the accrued unpaid interest and then to the principal. Interest is the cost of borrowing, and isn't refundable.
Have more questions?
For more information about Shop Pay Installments, visit Affirm’s Shop Pay Installments Help Centre for customers in the United Kingdom.
J Hewit & Sons Ltd does not encourage the use of finance plans, and any decision made to use them is at the sole discretion of the customer.
Shop Pay Installments offers credit in partnership with Affirm as lender. Affirm provides unregulated credit, subject to a credit check and minimum spend, which may vary. Terms apply. UK residents only, 18 and over with a debit card. A deposit is required at checkout. Missed payments could affect your financial status.
Credit is offered by Shopify International Ltd. (FRN: 1031087) in partnership with Affirm UK Limited. Shopify International Limited is an Appointed Representative of Affirm U.K. Limited, trading as Affirm, which is authorised and regulated by the Financial Conduct Authority (FRN: 756087). Affirm’s company number is 10199101 and its registered office is at C/O TMF Group, 1 Angel Court, 13th Floor, London, EC2R 7HJ.